Another year is coming to a close, and with it, a year full of movement, shifting affordability and continued growth across the Treasure Valley. Whether you bought your first home this year, made a move across town, or are planning a 2026 purchase, understanding where the market stands now can help you make smarter decisions next year.

Let’s take a look at the key trends that shaped 2025, and what they mean for homebuyers heading into the new year.

Home Prices Held Strong, But Stabilized

After several years of major swings, 2025 brought more balance. Home prices across Boise, Meridian and Eagle remained strong, but increases slowed to more manageable levels, giving buyers a little breathing room.

What this means for 2026:
If you’ve been waiting for a less competitive market, conditions are continuing to improve. Well-priced homes still sell quickly, but buyers now have more time to make thoughtful decisions.

Inventory Gradually Increased

More homeowners decided 2025 was the right time to list, which brought a welcome bump in available homes, especially in the Boise suburbs and new-construction communities.

What this means for 2026:
More options! Expect greater variety in price points, floor plans and neighborhoods as building continues throughout the valley.

Mortgage Rates Showed Improvement

While not back to historic lows, interest rates settled into a more predictable range this year, helping monthly payments feel less volatile.

What this means for 2026:
If rates continue to ease even slightly, buyers may gain increased purchasing power in the first half of the year. That could make early 2026 a strategic time to shop.

Relocation Demand Stayed Strong

The Treasure Valley remained a popular landing spot for out-of-state buyers in 2025, especially young families and remote workers drawn to outdoor lifestyle, community feel and relative affordability.

What this means for 2026:
Popular neighborhoods may still see competition, but buyers who stay flexible (location, move-in timeline, cosmetic preferences) can find great opportunities.

New Construction Continued to Expand

Developers pushed forward on new builds in Meridian, Kuna, Nampa and Caldwell, giving buyers more move-in-ready options, and sometimes builder incentives.

What this means for 2026:
If you want a brand-new home or help with closing costs, keep an eye on growing communities and year-end builder promotions.

What to Watch in Early 2026

Here are a few signs that will help indicate where the market is headed:

  • Changes in interest rates

  • New housing starts across the Treasure Valley

  • Inventory levels after the holiday season

  • Buyer activity kicking back up in spring

Spring traditionally brings the most movement, so prepping early is key!

Thinking About Buying in 2026? Start Now.

Here’s how you can get ahead of the competition:

  • Get pre-approved before the busy season hits

  • Work with a local agent who understands neighborhood trends

  • Identify your must haves vs. wants to act quickly when the right home appears

  • Research communities now so you’re ready to tour in January/February

Ready to Make Your Move in the New Year?

Whether you’re hoping to relocate, upgrade or buy for the first time, understanding 2025’s trends will set you up for success in 2026. The Treasure Valley market continues to be full of opportunity, and the Platinum Idaho Real Estate team is here to guide you every step of the way.

If you'd like personalized market insight or a free home search plan for 2026, reach out anytime, we’d love to help you make your move!